The path to insurance coverage is a challenging one, but persistence and preparation are your best tools to navigate this path. Many insurance providers in the United States are becoming more aware of adaptive mobility devices and alternative seating, but at the same time, the standards to clear for approval are evolving. Parents must be armed with an impeccable medical package to submit if they hope for approval.
There are three main ways to try to obtain funding for mobility devices.
1. Insurance Coverage & Government Funding:
Understanding and navigating your coverage can be challenging, but persistence and preparation are your best tools to navigate this path. Typically, this type of funding does not cover the cost of adaptive equipment. However, there are situations where adaptive equipment can be medically justified by a healthcare provider and ultimately get funding approved. There are some providers that do cover adaptive mobility devices and alternative seating. However, coverage and policies are ever-changing. The more premium of a plan, the better chance there is to receive coverage for equipment.
2. Local Charities and other Funding Agencies:
Freedom Concepts works closely with many foundations, community groups and charities that may be willing to help fund or partially fund mobility equipment. If insurance coverage isn’t an option, Freedom Concepts’ team may be able to help connect you with the right funding agency in your area.
3. Freedom Concepts Dream Bike Program
Freedom Concepts Dream Bike Program connects businesses to not-for-profit organizations to help fund adaptive bikes for children. Using this program, parents could reach out to local businesses within their area to seek funding.